Risk Disclaimer

Effective Date: 09/10/2025

This Risk Disclaimer (“Disclaimer”) applies to the True Wealth Course (“Course”), the True Wealth SKOOL community, all True Wealth and Natalia Bak social media accounts, and all content, services, and products available at or through True Wealth/ Natalia Bak.

Not Financial Advice

The information provided by Natalia Bak and any information posted within the True Wealth community or on the respective True Wealth and Natalia Bak social media accounts are for educational commentary and informational purposes only and do not constitute financial advpurpose Natalia Bak and True Wealth are not registered as financial advisors, brokers, dealers, or any other regulated entity in any jurisdiction. Natalia Bak and True Wealth do not have access to insider information. This is not an offer to buy and sell on the markets.

Risk of Trading and Investing

Trading and investing in financial markets involves a substantial degree of risk and should not be undertaken without understanding all the risks involved. There is always the possibility of losing some or all of your initial investment or even more than your initial investment where leveraging or borrowing is used. Therefore, you should not invest money that you cannot afford to lose. True Wealth and Natalia Bak will not ever trade your account for you. Therefore are not responsible for any losses you may incur.

No Guarantees

While we strive to provide accurate information, we make no representations or guarantees, express or implied, that participation in the Course will result in you achieving certain results or earnings. Any forward-looking statements or forecasts are based on assumptions and actual results may vary..

Indemnity

By using the Course, you agree to indemnify and hold harmless Natalia Bak, True Wealth and any of our affiliates against any and all claims, suits, actions, or other proceedings brought against them based on or arising from any action taken by you in investing and trading. You also agree to pay any damages, attorneys’ fees, and costs awarded against or incurred by or in connection with or arising from any such claim, suit, action, or proceeding attributable to any such claim.

Your Responsibility

You bear responsibility for your own investment research and decisions and should seek the advice of a qualified securities professional before making any investment